Cyprus

Assets from €300k

Purchase brand-new residential or commercial properties directly from developers

Lifetime Status

Permanent residency is granted immediately after meeting the program requirements.

Path to Citizenship After 5 Years

The opportunity to obtain citizenship after 5 years of residence in the country.

No Permanent Residency Requirement

The program does not require permanent residence in the country.

€300,000+ Minimum qualifying investment

7–10 mos. Processing time to approval

8 years Residency required for citizenship

Once every 2 years Minimum Visit Requirement

Program Overview

Cyprus Permanent Residence by Investment

The program allows you to obtain permanent residence in Cyprus with a real estate investment from €300,000.

To qualify, you need to buy a house or apartment, up to 2 units, from a developer, commercial real estate, or a combination of these options.

You also need an annual income of at least €30,000, plus €15,000 for a spouse and €10,000 for each child.

You do not need to live in Cyprus permanently. However, you must visit Cyprus at least once every two years. A spouse and children can be included in the program.

Full Family Inclusion

Spouse and financially dependent unmarried children up to 25 are included

Favorable Tax Regime

Non-Domicile tax status grants exemption from global dividend & interest taxes

Permanent residency for life

Permanent Residency is granted permanently — no need to renew or pass language tests.

EU membership

Cyprus is a full member of the European Union.

Investment Options & Associated Transactional Costs

Investors are offered flexible asset classes including premium residential real estate, commercial assets, or shares in Cyprus investment funds (AIFs). The core requirement is maintaining the asset to secure the lifetime status.

Please note: mortgage options are strictly restricted for the qualifying threshold. The entire sum of €300,000 must be fully paid from the investor's overseas funds prior to filing the application with the Civil Registry and Migration Department.

Option 1

Residential Property (Primary Market)

from €300,000 + VAT

Purchase of up to two residential units from the same developer
Brand-new properties only (new-build/off-plan/construction phase)
Option to lease out long-term to secure stable Euro-denominated yields

Option 2

Commercial Real Estate

from €300,000 (+ VAT if applicable)

Offices, retail shops, boutique hotels, or logistics warehouses
Both newly-built and resale commercial assets qualify
High commercial yield potential in Limassol and Nicosia business hubs

Option 3

Premium Apartments in Paphos

from €290 000, €435 000, €575 000

A gated development of 72 luxury apartments with a swimming pool, spa, landscaped areas and children's playgrounds
Easy access to the beach, shops, restaurants and transport infrastructure

Option 4

Development Near a Golf Course and Casino

from €280 000, €390 000, €530 000

Limassol, 450 meters from the sea; near a resort, casino, golf course, shopping center, bars and restaurants
Amenities include a swimming pool, fitness center and beach

Expenses

Additional fees

Minimum Property Price €300,000 (net)
VAT on Residential Asset (reduced rate / standard) 5% (for first 150 sqm of primary home) / 19%
Stamp Duty 0.15% – 0.20% of the contract value
Government Application Fees €500 per main applicant & dependents + €70 per card issuance
Legal and Conveyancing Fees from €5,000 to €8,000 (depending on family size)

Key Benefits of Obtaining Cyprus PR Status

Path to citizenship after 5 years

The opportunity to obtain citizenship after 5 years of residence.

High-level education and healthcare

Your children gain access to top-tier English-medium private schools and British university campuses, while your family is covered under GHS (GESY) healthcare.

For the whole family

The application can include a spouse, children under 18, and students up to 25 enrolled in higher education and financially dependent on the main applicant.

Verified Real Estate Properties

A selection of verified real estate properties with a description of their key benefits and investment opportunities.

Highly Efficient Tax Optimization

By residing in Cyprus for just 60 days a year, you can obtain Non-Domicile tax status, eliminating personal taxes on worldwide dividends and interest.

Direct purchase from developer

Purchase of new residential or commercial property directly from developers, up to 2 units.

● LET'S DISCUSS

Ready to discuss your application?

Our expert will answer all your questions about the program and help you choose the option that fits your situation.

Who is Eligible: Detailed Qualifying Criteria

Main Applicant (Investor)

Aged 18 or older with a clean global criminal record
Proven annual foreign source income of minimum €50,000 (+€15,000 for spouse and €10,000 per dependent child)
Investment in qualifying Cypriot real estate or assets of €300,000+
Passing the strict background check (Due Diligence)

Family Dependents

Legally married spouse of the main investor
Dependent children under the age of 18
Students aged 18 to 25, provided they are enrolled in higher education and financially dependent on the main applicant

Documents

Required Documents Checklist

Valid international passports for all applicants (certified copies of all pages)
Contract of Sale registered with the Land Registry (Department of Lands and Surveys)
Proof of payment of at least €300,000 transferred from abroad to the developer's bank account
Apostilled Certificate of No Criminal Record from the country of origin and current residence
Official tax returns or income statements proving foreign source earnings exceeding €50,000
Legalized, translated and apostilled Marriage and Birth Certificates

Guide Brochure

Download the Comprehensive Program Brochure

Step-by-step breakdown of conditions & new Ministerial Decrees for 2026 application pathways
Catalog of pre-approved residential and commercial projects certified under Regulation 6(2) from €300,000
Actionable manual for opening corporate and personal Cyprus bank accounts as foreign nationals
Typical document compilation errors: direct tips on avoiding rejection during due diligence

The Application Process step-by-step

Step-by-step pathway from curated asset selection to obtaining physical residency cards

Step 1: Consultation & Curated Property Selection

Complete pre-due diligence profiles assessment. Selection of safe and highly liquid projects from major Tier-1 Cypriot developers.

Step 2: Sale Agreement Execution & Asset Payment

Drafting of the contract by legal counsels, booking, and registry at the Land Registry Office. Executing the bank transfer of €300,000+ from offshore accounts.

Step 3: Document Compilation & Migration Department Filing

Compiling the required legal dossier, localizing certificates. Submission of the formal package by an external certified lawyer in Nicosia. Processing takes 6 to 8 months.

Step 4: Biometrics Recording and Receiving Cyprus Residency Cards

Following the approval, the main applicant and family visit Nicosia within one year to perform-record biometrics. Plastic PR cards are generated in 3-4 weeks.

No, the program guidelines mandate that residential properties must be brand-new (primary market) bought directly from developer. However, commercial properties can be resale units.

No. The threshold investment amount of €300,000 must originate entirely from the applicant's foreign personal bank accounts and be fully cleared to the developer's account prior to filing.

No physical stay is enforced. The sole physical presence requirement is that the key investor and dependents must pay a visit to the Republic of Cyprus once every two calendar years.

Yes, Cyprus permits candidates to file for naturalization and subsequent citizenship. You must legally reside in Cyprus for 8 years, with physical stay being continuous throughout the final 12 months.

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