Residence Permit in Malta

The Malta Permanent Residence program was launched in 2015. In 2021, the rules were updated. The Malta Permanent Residence Programme Regulations, L.N. 121 of 2021, provide the new terms and conditions.

Only investors from countries outside the European Economic Community (EEC) can participate in the Malta Permanent Residence program. A spouse, children, parents and grandparents can get the status with the investor.

Applicants fulfill several investment conditions. They buy or rent real estate, pay government fees and make a donation. They also confirm that they have assets of at least €500,000, where €150,000 are liquid financial assets.

Malta permanent residence is granted for life. However, the permanent residence card must be renewed every five years, much less frequently than temporary residence permits.

€30,000+

Investment amount

6 months

Obtaining period

Lifestime

Residence permit is granted for life

Full family

can apply for the permit

Benefits of Residence Permit in Malta

1

Visa-free entry to Schengen countries 

Maltese permanent residents can visit other Schengen countries without visas. The visa-free stay is up to 90 out of 180 days.

 
2

Living in Malta

Investors get permanent residence valid for life. They can move to Malta, register a company, find a job and become a tax resident of the country.

 

3

Access to European healthcare

Maltese permanent residents don’t need visas for medical treatment in Maltese clinics or study in local schools and universities. They can also access clinics and educational institutions in other Schengen countries: a visa-free visit can last for up to 90 days.

 

4

Tax optimization

No taxation on income in another country and inheritance

5

No residency requirement

Investors aren’t obliged to live in Malta to get or maintain a permanent residence. They can create a safe haven: buy or rent housing and open a bank account to transfer capital in the country. If there are any issues in the country of residence, investors can quickly move to Malta with their families.

 

Terms of investment through the purchase of real estate

1 option
Renting real estate €150,000+

The investor pays government fees, donates to a charitable organisation and rents a residential property in Malta for five years.

The minimum rental price depends on the region:
€10,000+ per annum — in the south of Malta and on the island of Gozo;
€12,000+ per annum — in the north or centre of Malta.

2 option
Purchasing real estate €370,000+

The investor pays government fees, makes a donation to a charitable organisation and buys residential property in Malta.

The minimum property price depends on the real estate location:
€300,000+ — in the south of Malta and on the island of Gozo;
€350,000+ — in the north or centre of Malta.

The investor must own the property for at least five years after obtaining permanent residence. After five years, they can sell it and return a part of the invested money.

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