Montenegro is not just a small country on the Adriatic coast—it’s a hidden gem in Europe. Thanks to its strategic location, mild climate, and investor-friendly policies, Montenegro has become a top destination for tourists and real estate investors alike.
Geographical Location and Accessibility
Montenegro is strategically located at the heart of the Adriatic, making it highly accessible. Within 1–2 hours by plane, you can reach any major European city. While direct flights from Russia are unavailable, convenient connections through Belgrade or Istanbul make travel seamless. Additionally, Montenegro offers visa-free entry for Russian citizens, which is ideal for extended stays.
Why is Montenegro Attracting Investors?
Montenegro boasts some of the lowest taxes in Europe and is actively improving its infrastructure. Tourism, which plays a major role in the economy, continues to grow steadily. For example, in 2021, despite the global pandemic, the country saw a 10% increase in tourist arrivals.
The clean environment, pleasant climate, and warm Adriatic Sea make Montenegro appealing for both seasonal visitors and year-round residents.

Investing in Montenegro Real Estate
Montenegro offers diverse real estate options, from seaside holiday homes to investment properties for rental or resale.
• Stable Price Growth: In cities like Tivat and Budva, property prices have risen by 15–25% annually, driven by large-scale developments such as Porto Montenegro and other infrastructure projects.
• Profitable Investments: Off-plan apartments are particularly popular, as they often yield significant returns upon completion.
With Montenegro nearing EU membership, property values are expected to rise further.
Rental Income Potential
Rental yields in Montenegro’s coastal regions are attractive, ranging from 5–6% annually. This surpasses many European countries, where yields average 3–4%. The extended tourist season, from April to October, ensures high occupancy rates, boosting rental income.
Taxes and Business-Friendly Environment
Montenegro is known for its low taxes:
• Income Tax: 9% for small businesses with turnover up to €30,000.
• Property Tax: 0.1% to 1% annually.
Progressive rates apply only for property resale. Additionally, the country is open to foreign investors, offering opportunities across various sectors such as tourism, hospitality, and services.
Residency and Citizenship
Property investors in Montenegro are eligible for a temporary residence permit (TRP). After five years of continuous residence, they can apply for permanent residency. This makes Montenegro an excellent choice for those seeking a base in Europe.

Conclusion
Montenegro real estate offers excellent investment opportunities. With rising property values, low taxes, and the possibility of obtaining residency, it’s a prime destination for both investors and individuals seeking a European lifestyle.
If you have any questions about investing in Montenegro real estate, feel free to get in touch with us:
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📧 Email: info@nevestate.com
Our team is here to assist you with expert advice on property investments, taxes, and residency in Montenegro.